1. Overview
Kreyol Thrive Biz (“KTB”, “we”, “our”, or “us”) provides educational content, coaching services, AI-powered tools, digital products, and business development support. By accessing our services, you agree to these Terms.
2. Use of Services
You agree to use our services lawfully. You must not:
- use our platform for illegal or fraudulent purposes
- copy, distribute, or exploit our materials without permission
- attempt to reverse-engineer or misuse AI systems
3. Intellectual Property
All content including programs, AI-generated outputs, branding and frameworks, and website content are the property of Kreyol Thrive Biz or its licensors.
You may not reproduce, resell, or distribute without written consent.
4. AI Tools & User Responsibility
Our platform may use artificial intelligence to generate:
- business analysis
- recommendations
- reports
Important:
- AI outputs are for informational purposes only
- they do not constitute financial, legal, or professional advice
- users are responsible for verifying and applying results
5. Payments & Refunds
Payments are processed securely.
Digital products and services are generally non-refundable unless stated otherwise.
Any guarantee or refund condition will be clearly specified per offer.
6. No Guarantees
We provide systems, tools, and strategies. However:
- results depend on execution, market conditions, and individual effort
- we do not guarantee income, business success, or outcomes
7. Limitation of Liability
KTB is not liable for:
- financial or business losses
- decisions made based on our content or AI outputs
- technical issues, downtime, or service interruptions
8. Data Usage Transparency
We are committed to transparency in how your data is used:
- your inputs, including ideas, responses, and prompts, may be processed by AI systems
- data may be temporarily used to generate outputs and improve service performance
- we do not sell personal data to third parties
9. User Consent for AI Processing
By using our platform, you explicitly agree that:
- your submitted data may be processed by AI models
- AI-generated outputs may be based on your inputs
- you understand the limitations and probabilistic nature of AI systems
10. Third-Party Services
We may integrate third-party tools such as email, analytics, or hosting services.
We are not responsible for their policies or performance.
11. Governing Law
These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.
12. Changes to Terms
We may update these Terms at any time. Continued use means acceptance.